Creator Agreement

Version 2026-06-29 · Effective 2026-06-29

This Creator Agreement (“Agreement”) governs your participation as a trader on the Artha platform (the “Service”). It supplements — and does not replace — Artha’s Terms of Service, Privacy Policy, and Risk Disclosure, each of which you have separately accepted. If anything in this Agreement conflicts with the Terms of Service, the Terms of Service control.

1. Who this Agreement applies to

You are a “Creator” once you publish a shop on Artha by flipping your account to trader status — that is, once followers can subscribe to be notified about, or to copy, trades that you place in your connected brokerage account. By becoming a Creator you accept this Agreement.

2. Eligibility and licensure

You represent and warrant that:

• You are at least 18 years old and resident in the United States;
• You are not on any U.S. or international sanctions list and are not located in any embargoed jurisdiction;
• You are not, and during the term of this Agreement will not become, a registered investment adviser, broker-dealer, or financial professional unless you have separately confirmed that participation as a Creator is permitted under your firm’s policies and applicable law;
• You will not hold yourself out as an investment adviser, broker, or fiduciary, and you will not provide personalized investment advice through the Service;
• Your trading conduct will comply with the rules of your brokerage and all applicable U.S. federal and state securities laws.

3. Conduct standards

You agree that you will not:

• Engage in market manipulation of any kind, including but not limited to wash trading, marking the close, spoofing, layering, painting the tape, or coordinated pump-and-dump schemes;
• Trade on the basis of material non-public information (“MNPI”), or publish, signal, or otherwise share any trade that is based on MNPI;
• Front-run, tail, or otherwise abuse the Service to gain an informational advantage over your subscribers;
• Promise, guarantee, or imply a specific return, profit, win rate, or investment outcome, including in your profile bio, marketing copy, social posts, or other communications about the Service;
• Fabricate, edit, cherry-pick, or otherwise misrepresent your trading history, performance, account size, or results;
• Impersonate any other person, including any other trader, firm, or public figure;
• Knowingly share trades in instruments that are restricted at a material number of your subscribers’ brokerages, in markets that are closed, or in instruments you do not own or have not lawfully short-sold;
• Use the Service to violate any law, regulation, or third-party right, or to defraud, deceive, or harm any subscriber.

4. No guarantees, no advisory relationship

You acknowledge that Artha is a technology platform, not a broker-dealer or investment adviser, and that no Creator-subscriber relationship on the Service creates a fiduciary, advisory, or fee-for-advice relationship between you and any subscriber. Subscribers retain complete discretion over the trades placed in their own accounts.

5. Sharing rules and your published trades

You configure which of your trades are shared with subscribers via your sharing rules (tickers, asset types, time window, and any other filters Artha provides). You are responsible for the contents of your sharing rules and for ensuring that the trades they expose are appropriate to share with your subscribers. Artha may surface a trade to your subscribers as soon as your brokerage reports a fill; you understand that there is no “take-back” once a fill has been published.

6. Platform fee and payouts

6.1 Fifteen percent platform fee

Artha retains fifteen percent (15%)of every paid subscription payment made by your subscribers as a platform fee. The remainder is paid out to you via Stripe Connect on Stripe’s standard rolling schedule, subject to Stripe’s reserve, hold, and identity-verification policies. Free subscriptions incur no platform fee.

6.2 Refunds, chargebacks, reversals

If a subscription payment is refunded, charged back, or otherwise reversed, the corresponding platform fee and Creator share are reversed on the same payment, and Artha may offset future payouts to recover any amount already paid to you. If your payouts cannot cover the reversal, you remain liable to Artha for the deficit.

6.3 Pricing

You may set, change, or remove the price of any tier you offer at any time from your shop settings. Price changes take effect at the next billing cycle for existing subscribers and immediately for new subscribers. Artha may, at its discretion, set platform-level minimum or maximum prices and may decline to publish prices that appear designed to defraud subscribers or evade Stripe’s policies.

6.4 Taxes and identity verification

You are solely responsible for all taxes assessed on amounts you earn through the Service. Stripe collects tax-identifying information (e.g., W-9) as a precondition to releasing payouts; you authorize Artha and Stripe to share that information and your payout history with the U.S. Internal Revenue Service and other tax authorities to the extent required by law (including issuing IRS Form 1099-K or 1099-NEC where applicable). Failure to complete identity verification may result in held or returned payouts and, ultimately, suspension under Section 9.

7. Your bio, name, and marketing

You retain ownership of the content you submit (bio, display name, avatar, marketing copy) and grant Artha a worldwide, royalty-free license to host, display, and distribute that content within the Service and in social previews of your shop. Artha may, at its discretion, moderate, redact, or remove content that violates Section 3 — including but not limited to guarantee-of-return language, regulated-titles claims (e.g. “licensed adviser”), or impersonation — without prior notice.

8. Artha is not your endorser

Artha does not endorse, vet, recommend, or independently verify any Creator’s skill, performance, history, or judgment. Marketplace rankings, badges, and the order in which traders appear in discovery surfaces are produced by deterministic, transparent factors (e.g. recency of activity, subscriber count) and do not constitute investment advice, an endorsement, or a recommendation.

9. Suspension and termination

Artha may, at its discretion and at any time, pause, suspend, or terminate your Creator status — including by hiding your shop, pausing fan-out of your trades, withholding payouts pending investigation, or permanently removing your account — if Artha reasonably believes you have violated this Agreement, our Terms of Service, or applicable law, or if your activity poses risk to subscribers, to Artha, or to the integrity of the Service. Where time permits and where consistent with applicable law, Artha will tell you why.

You may close your Creator shop at any time from shop settings; doing so stops new subscriptions and removes your shop from discovery. Any outstanding payouts will be released subject to Stripe’s standard schedule.

10. Indemnification

You will indemnify and hold harmless Artha and its directors, officers, employees, and agents from any claim, damage, loss, or expense (including reasonable attorneys’ fees) arising out of or relating to (a) your violation of this Agreement, the Terms of Service, or applicable law; (b) your trading activity (including any allegation of market manipulation, MNPI trading, or unregistered advisory activity); (c) any representation you make to subscribers about your performance, background, or qualifications; and (d) any tax or regulatory obligation owed by you on payouts earned through the Service.

11. Disclaimers; limitation of liability

The Service is provided “as is” and “as available.” Sections 12 (Disclaimers) and 13 (Limitation of Liability) of the Terms of Service apply to your participation as a Creator on the same terms. Without limiting Section 13 of the Terms of Service, Artha is not responsible for losses suffered by your subscribers as a result of trades you place or share through the Service.

12. Disputes; arbitration; governing law

Section 15 (Disputes; arbitration) and Section 16 (Governing law) of the Terms of Service apply to disputes under this Agreement on the same terms — binding individual arbitration administered by JAMS in San Francisco, California, with a class-action waiver, and Delaware governing law (Federal Arbitration Act for arbitration).

13. Changes to this Agreement

We may modify this Agreement by updating the version date and posting the revised Agreement. Material changes will be notified via email or in-app banner; continued use of the Service as a Creator after the effective date of the revised Agreement constitutes acceptance.

14. Contact

Questions about this Agreement? Email legal@arthalabs.co.