Terms of Service

Version 2026-06-29 · Effective 2026-06-29

1. Who we are

Artha Labs, Inc. (“Artha,” “we,” “us”) operates the Artha copy-trading marketplace, accessible at arthalabs.co and through our mobile applications (collectively, the “Service”). These Terms of Service (“Terms”) govern your access to and use of the Service. By signing up, you agree to be bound by these Terms.

2. What Artha is

Artha is a technology platform. We let traders share the trades they place in their own brokerage accounts and let followers either receive notifications about those trades (“Signals tier”) or have proportional orders prepared in their own brokerage accounts for one-tap approval (“Pro desk tier”). We integrate with third-party brokerages through SnapTrade.

What Artha is not. Artha is not a broker-dealer, investment adviser, financial planner, or fiduciary. We do not provide investment, tax, or legal advice. We do not custody your funds or your securities. We do not guarantee any outcomes. Every trade placed through the Service is your sole responsibility.

3. Eligibility

You must be at least 18 years old and able to form a binding contract under the laws of your jurisdiction. By using the Service you represent that you are not on any U.S. or international sanctions list and that your use of the Service does not violate the law where you live.

Artha is currently offered to U.S. residents only. We may restrict access from other jurisdictions at any time without notice.

4. Accounts and security

You must provide accurate information when you create an account and keep it up to date. You are responsible for keeping your sign-in credentials secure and for all activity that occurs under your account. Notify us immediately if you suspect unauthorized use.

5. Brokerage connection

To place or copy trades you must connect a supported brokerage account through SnapTrade. By connecting your brokerage you authorize Artha and SnapTrade to (a) read your account information, positions, and transactions, and (b) place orders in your account when you have configured the Service to do so. You can disconnect at any time from Settings; doing so stops further reads and prevents new orders from being placed.

6. Subscriptions and payments

6.1 Tiers

Each trader sets their own pricing. Signals-tier subscriptions are notifications only. Pro desk-tier subscriptions entitle the follower to receive proportional orders prepared for their connected brokerage account, which are placed only after the follower’s explicit per-trade approval and remain subject to the safety limits described in Section 7. Both tiers may be free or paid at the trader’s discretion; paid tiers bill monthly via Stripe Checkout.

6.2 Platform fee

Artha retains fifteen percent (15%) of every paid subscription payment as a platform fee. The remainder is paid to the trader via Stripe Connect on a recurring basis. Free subscriptions incur no platform fee.

6.3 Renewals and cancellation

Paid subscriptions renew automatically each month until canceled. You may cancel at any time from your account; cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods except where required by law.

6.4 Taxes

Prices are exclusive of taxes. You are responsible for any taxes assessed on your subscription. Traders are independently responsible for income taxes on amounts they earn through the Service.

7. Copy-trade execution

When you subscribe at the Pro desk tier, Artha will prepare an order in your connected brokerage account that matches the trader’s order, sized proportionally to your account. The order is not sent to your broker until you affirmatively approve it. You acknowledge:

• Every Pro desk order requires your explicit per-trade approval. If you do not approve within the active approval window, the order expires and is not placed.
• Orders may fail or partially fill due to insufficient buying power, unsupported instruments, brokerage outages, market closures, or other conditions outside Artha’s control.
• The price you receive may differ from the price the trader received, sometimes substantially, due to slippage and timing between when the trader filled and when you approved.
• You can configure safety limits (max trade size, daily trade cap) in your subscription settings. Artha may apply additional safety limits at its discretion.

8. Trader obligations

If you become a trader on Artha (share trades for others to follow), you agree:

• You will not knowingly engage in market manipulation, front-running, or any trading conduct prohibited by applicable securities laws.
• You will not share trades while in possession of material non-public information.
• You will not make guarantees of returns, hold yourself out as a registered investment adviser, or provide personalized investment advice through the Service unless you are properly licensed to do so.
• You may be required to provide tax information (e.g., a W-9) before payouts are released.

9. Restrictions on use

You agree not to:

• Use the Service for any illegal purpose;
• Reverse-engineer, scrape, or attempt to access the Service in any manner other than the documented interfaces;
• Impersonate another person, misrepresent your trades, or game performance statistics;
• Use the Service to launder money or violate any sanctions program;
• Resell or sublicense the Service to third parties.

10. Intellectual property

Artha owns the Service, including all software, designs, and content we create. You retain ownership of the content you submit (e.g., your bio, trades, comments) and grant Artha a worldwide, royalty-free license to host, display, and distribute that content within the Service.

11. Termination

You may close your account at any time from Settings. We may suspend or terminate your account if you violate these Terms or if we reasonably believe your activity poses risk to other users, to Artha, or to the integrity of the Service. On termination, all subscription and trader access stops; certain records (transactional, tax, compliance) are retained as described in our Privacy Policy.

12. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. Artha disclaims all warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising out of course of dealing or usage of trade. Artha does not warrant that the Service will be uninterrupted, secure, or error-free, that trade signals will be timely, or that copy trades will be filled.

Trading securities involves risk, including the risk of loss of your entire investment. Past performance is not indicative of future results. You are solely responsible for your investment decisions. See our Risk Disclosure for a more complete discussion.

13. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ARTHA AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUES, DATA, OR TRADING LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE. Artha’s aggregate liability under these Terms will not exceed the greater of (i) the platform fees Artha actually received from you in the twelve months preceding the claim or (ii) one hundred U.S. dollars ($100). These limitations apply regardless of the legal theory.

14. Indemnification

You will indemnify and hold harmless Artha and its directors, officers, employees, and agents from any claims, damages, or expenses (including reasonable attorneys’ fees) arising out of (a) your violation of these Terms, (b) your violation of any law or third-party right, or (c) trades placed through your connected brokerage account.

15. Disputes; arbitration; jury waiver

Any dispute arising out of or relating to these Terms or the Service will be resolved by BINDING INDIVIDUAL ARBITRATION administered by JAMS in San Francisco, California, under JAMS’s Streamlined Arbitration Rules. You and Artha each waive the right to a trial by jury and the right to participate as a plaintiff, class member, or representative in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate the claims of multiple parties and may not preside over any form of representative or class proceeding. Either party may seek injunctive relief in court for intellectual-property infringement, and either party may bring an individual action in small-claims court if it qualifies under the court’s rules.

16. Time limit on claims

Any claim or cause of action you may have arising out of or relating to these Terms or the Service must be commenced within one (1) year after the cause of action accrues; otherwise, the claim is permanently barred. The shortened limitations period is part of the bargain you accept by using the Service.

17. Force majeure

Artha is not liable for any delay or failure to perform caused by events outside our reasonable control, including but not limited to acts of God, war, terrorism, civil unrest, government action, labor disputes, brokerage outages, internet or telecommunications failures, third-party API outages (including SnapTrade, Stripe, Inngest, our cloud hosts, or your brokerage), exchange halts, or trading suspensions.

18. Governing law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles, except that the Federal Arbitration Act governs Section 15.

19. Severability; entire agreement; no waiver

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force and effect, and the unenforceable provision will be replaced with an enforceable provision that most closely matches the parties’ original intent. These Terms, together with the documents linked from them (Privacy Policy, Risk Disclosure, Pro Desk Risk, Creator Agreement where applicable), are the entire agreement between you and Artha and supersede all prior agreements. A failure by either party to enforce any right under these Terms is not a waiver of that right.

20. Notices

We may give you notice by email to the address on file for your account, by in-app banner or push notification, or by posting on the Service. Notices to Artha must be sent to legal@arthalabs.co.

21. Changes to these Terms

We may modify these Terms by updating the version date and posting the revised Terms. Material changes will be notified via email or in-app banner; continued use of the Service after the effective date of the revised Terms constitutes acceptance. Where the change materially reduces your rights, we will additionally require an affirmative re-acceptance before you can continue to use the affected parts of the Service.

22. Contact

Questions? Email legal@arthalabs.co.